Auto

We are committed to providing the best automobile coverage at the most affordable rates possible.

Homeowner

We offer a wide selection of homeowner insurance products and coverage options to meet your needs.

Life Insurance

You work hard to provide your loved ones with a good life.

Specialty

From motorcycles to boats or jewelry to personal liability, we offer insurance products to protect you.

Business

We understand business insurance and will offer a customized insurance package that covers your business.

About Us

David C. Duncan Insurance Services is a family owned and operated independent insurance agency providing comprehensive insurance products to residents and small businesses throughout Orange County. Owner, David Duncan, a local resident of Rancho Santa Margarita, has lived and provided insurance to this community since 1996.

We are dedicated to helping individuals, families, and businesses find quality insurance products that provide excellent protection without breaking the bank. We pride ourselves on creating long-term relationships by providing an unparalleled level of customer service. Our number one priority is our customer’s satisfaction! Furthermore, at David C. Duncan Insurance Services, we believe buying insurance can be simple and straightforward, policies can be easy to understand, and getting really good service can be the rule, rather than the exception.

Call us today at (949) 836-8116 or visit our “Get a Quote” page and let us provide you with a free, no hassle quotation.

Serving Orange County and beyond, including the communities of: Rancho Santa Margarita, Trabuco Canyon, Dove Canyon, Coto de Caza, Foothill Ranch, El Toro, Mission Viejo, Aliso Viejo, Laguna Niguel, Laguna Beach, Dana Point, Irvine, San Juan Capistrano, San Clemente and all areas throughout the state of California.

There are 3 reasons I would choose Duncan Insurances over a larger venue. First, Dave did such a thorough job in finding us all the possible discounts we could get, such as using my husband’s Geology degree for a "scientist" discount. I know we are getting the best possible deal out there. Second, he’s easily reachable & readily available to respond to all our questions, and gave us some good advice regarding a recent traffic ticket I had. Finally, I like dealing with a "live" person who answers the phone when I call, instead of getting one of those ridiculous phone-trees where I have to press 5 numbers before getting a live person. Overall, it’s the personable, quality service I receive, as well as being treated as a valued customer that will make me stay with Duncan Insurance Services for the long-haul.

Dr. Tricia H.
Glendora, CA
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