We are committed to providing the best automobile coverage at the most affordable rates possible.


We offer a wide selection of homeowner insurance products and coverage options to meet your needs.

Life Insurance

You work hard to provide your loved ones with a good life.


From motorcycles to boats or jewelry to personal liability, we offer insurance products to protect you.


We understand business insurance and will offer a customized insurance package that covers your business.

About Us

David C. Duncan Insurance Services is a family owned and operated independent insurance agency providing comprehensive insurance products to residents and small businesses throughout Orange County. Owner, David Duncan, a local resident of Rancho Santa Margarita, has lived and provided insurance to this community since 1996.

We are dedicated to helping individuals, families, and businesses find quality insurance products that provide excellent protection without breaking the bank. We pride ourselves on creating long-term relationships by providing an unparalleled level of customer service. Our number one priority is our customer’s satisfaction! Furthermore, at David C. Duncan Insurance Services, we believe buying insurance can be simple and straightforward, policies can be easy to understand, and getting really good service can be the rule, rather than the exception.

Call us today at (949) 836-8116 or visit our “Get a Quote” page and let us provide you with a free, no hassle quotation.

Serving Orange County and beyond, including the communities of: Rancho Santa Margarita, Trabuco Canyon, Dove Canyon, Coto de Caza, Foothill Ranch, El Toro, Mission Viejo, Aliso Viejo, Laguna Niguel, Laguna Beach, Dana Point, Irvine, San Juan Capistrano, San Clemente and all areas throughout the state of California.

David C. Duncan Insurance Services stands out above the rest by providing comprehensive insurance plans, competitive premiums with stable carriers, and outstanding customer service. I would never consider switching agents.

Carrie S.
Aliso Viejo, CA