We are committed to providing the best automobile coverage at the most affordable rates possible.


We offer a wide selection of homeowner insurance products and coverage options to meet your needs.

Life Insurance

You work hard to provide your loved ones with a good life.


From motorcycles to boats or jewelry to personal liability, we offer insurance products to protect you.


We understand business insurance and will offer a customized insurance package that covers your business.

Contact Us

Contact us today with any questions you have regarding your insurance needs.

David C. Duncan Insurance Services
Corporate Office

30021 Tomas St., Suite 300
Rancho Santa Margarita, CA 92688
Phone: (949) 836-8116
Fax: (949) 459-2158


Customer Service:

Quote Requests:

David has been our agent for many years, insuring my whole family and has been the best insurance agent I’ve ever dealt with. He returns call and e-mails promptly and always takes the time to answer any questions or concerns that we have about our home and auto policies. Even if I’ve already asked and he’s answered the same question 3 times he remains ever curteous, kind and patient. He also always stays on top of our policies making sure that we have the best coverage for the best price.

Clare and Bill G.