We are committed to providing the best automobile coverage at the most affordable rates possible.


We offer a wide selection of homeowner insurance products and coverage options to meet your needs.

Life Insurance

You work hard to provide your loved ones with a good life.


From motorcycles to boats or jewelry to personal liability, we offer insurance products to protect you.


We understand business insurance and will offer a customized insurance package that covers your business.

Auto Insurance

Choosing the right automobile insurance coverage can be a very confusing experience for a lot of people. At Duncan Insurance Services, we’re committed to providing you the best coverage at the most affordable rate possible.

You’ll get a great rate and we’ll work closely with you to make sure you get every discount possible, along with the proper amount of coverage so that nothing is left up to chance.

You don’t have to sacrifice quality for price, or service for that matter, because you’ll get it all with David C. Duncan Insurance Services.

Coverage to consider when getting an auto insurance quote:

  • Liability
    Pays for damage caused to others if you are at fault in a covered accident.
  • Medical
    Pays for medical treatment, up to the limits you have selected, for you and others in your vehicle who are injured as a result of a covered accident.
  • Uninsured/Underinsured Motorist
    Pays for bodily injury to you and other passengers of your insured vehicle and property damage for accidents caused by uninsured/underinsured drivers.
  • Comprehensive
    Protects your vehicle in the event damage is caused by fire, theft, vandalism, flood or other covered perils.
  • Collision
    Covers damage to your vehicle incurred as a result of a covered accident, regardless of fault.
  • Rental Car Reimbursement
    Pays rental car expenses for any covered comprehensive or collision loss. Pays a dollar amount limit per day for a specified number of days (Ex. $30 a day for up to 30 days).

Duncan Insurance Services will shop the top carriers in the state to find you an insurance policy that is tailored to fit your individual needs while meeting your budget.

Be sure to ask about the following discounts:

  • Multi-Car Discount
  • Good Driver Discount
  • Professional/Association Discounts
  • Anti-Theft Discount
  • Good Student Discount
  • Multi-Policy (Auto + Home) Discount

Call (949) 836-8116 or click today to start your free auto insurance quote.

David C. Duncan Insurance has always been there when I needed them. Ever since I switched all it takes is a phone call. Whether its for adding a vehicle, submitting a claim, changing coverage or checking rates, David has always been helpful, courteous and goes that extra mile for me. Would recommend for all your insurance needs.

Tim Rief and Associates, Inc.
Mission Viejo, CA