We are committed to providing the best automobile coverage at the most affordable rates possible.


We offer a wide selection of homeowner insurance products and coverage options to meet your needs.

Life Insurance

You work hard to provide your loved ones with a good life.


From motorcycles to boats or jewelry to personal liability, we offer insurance products to protect you.


We understand business insurance and will offer a customized insurance package that covers your business.

Our Life Insurance Companies

Duncan Insurance Services partners with the nation’s leading life insurance companies. All of the companies we do business with have an A-rating or better from A.M. Best, one of the nation’s top ratings agencies. Our companies are easy to work with during the buying process and dependable when it comes to paying claims. The highly rated companies we represent include, but are not limited to :

  • American General
  • American National
  • AXA Equitable
  • Aviva
  • Banner Life
  • Genworth Financial
  • ING
  • John Hancock
  • Legal & General
  • Liberty Mutual
  • Lincoln Financial Group
  • MetLife
  • Minnesota Life
  • Mutual of Omaha
  • Nationwide
  • Principal Financial Group
  • Protective
  • Prudential
  • SBLI
  • The Standard
  • Transamerica

We have a special working relationship with all these companies, which allows us to get you the best rates possible. When you request a quote, we search all these top-rated companies to find the one that is best for your specific needs and budget. We make it as easy as possible so you don’t have to search around to find the best rate. So save both time and money by letting us do the searching for you. Start the process now by using our Quote Form for your free, no-obligation quote.

Contact us today at (949) 836-8116 if you’d like to discuss our life insurance products.

Thank you David Duncan, you have always taken excellent care of our family and friends! I expect Duncan Insurance Services to explode in business because I tell everyone I know that your office rocks! Thanks for always making yourself available and especially for making every effort to make sure you offer what’s best and most affordable for our family!

Diana F.