Auto

We are committed to providing the best automobile coverage at the most affordable rates possible.

Homeowner

We offer a wide selection of homeowner insurance products and coverage options to meet your needs.

Life Insurance

You work hard to provide your loved ones with a good life.

Specialty

From motorcycles to boats or jewelry to personal liability, we offer insurance products to protect you.

Business

We understand business insurance and will offer a customized insurance package that covers your business.

Why Life Insurance?

You work hard to provide for your family. But if you were suddenly gone, what would happen to your family’s way of life? Where would the money come from to pay the everyday bills? And how about all of the other things that you do for your family like cooking, cleaning, home maintenance, caregiving, driving the kids to their activities, etc? If you’re not around, someone will need to handle those functions and that costs money. That’s where life insurance comes in. It provides your family members with financial support until they’re able to manage on their own.

Seems pretty sensible, right? Why then do so many Americans either have little or no life insurance? Is it because they don’t care about what would happen to their loved ones after they die? Hardly. It’s human nature to protect the ones we love. It’s mostly because of misc onceptions regarding cost. The #1 reason that people give for not buying life insurance is because they think it’s too expensive. If you’re one of those people, we’ve got good news for you. Life insurance rates remain near historic lows, and we specialize in helping our customers find the best insurance solutions for their needs and budget.

We Make it Easy for You to Shop

Our goal is to make the buying process as easy as possible for you. If you feel like you’re ready to proceed with a purchase right away, go directly to our Quote Form to begin the process. It only takes a minute to complete the form. Using the information you provide, we’ll instantly compare rates from the highly rated companies we represent and provide you with our recommendations. After you select the policy you’d like to purchase, one of our licensed insurance professionals will contact you to answer any questions and help you continue the application process.

f you know you need life insurance but you’re not sure how much or what kind to buy, please spend a few minutes on our website. We explain all of the basics in easy-to-understand language. Buying life insurance is one of the most important financial decisions you’ll ever make, and we want you to feel confident in your knowledge before moving ahead with a purchase.

A Final Word

When it comes to buying life insurance, people have a tendency to procrastinate. Many of us think to ourselves: "I know I need life insurance, but I feel fine at the moment and now is not a good time. I’ll get around to it one of these days." Don’t give into this kind of thinking. We all hope to live long, happy lives. But what if that’s not what happens in your case? You don’t want to take any chances when it comes to your family’s financial security. Take action today by Requesting a Life Insurance Quote to make sure your loved ones will be provided for in the future.

Contact us today at (949) 836-8116 if you’d like to discuss our life insurance products.

There are 3 reasons I would choose Duncan Insurances over a larger venue. First, Dave did such a thorough job in finding us all the possible discounts we could get, such as using my husband’s Geology degree for a "scientist" discount. I know we are getting the best possible deal out there. Second, he’s easily reachable & readily available to respond to all our questions, and gave us some good advice regarding a recent traffic ticket I had. Finally, I like dealing with a "live" person who answers the phone when I call, instead of getting one of those ridiculous phone-trees where I have to press 5 numbers before getting a live person. Overall, it’s the personable, quality service I receive, as well as being treated as a valued customer that will make me stay with Duncan Insurance Services for the long-haul.

Dr. Tricia H.
Glendora, CA
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